Call report 2015Q4
WAYPOINT BANK — 2015Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 260,752,000 | USD | evidence → |
| Total loans | 175,465,000 | USD | evidence → |
| Allowance for loan losses | 3,762,000 | USD | evidence → |
| Securities available for sale | 56,870,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 204,509,000 | USD | evidence → |
| Interest-bearing deposits | 145,384,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,125,000 | USD | evidence → |
| Equity capital | 30,740,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,415,000 | USD | evidence → |
| Interest expense | 664,000 | USD | evidence → |
| Net interest income | 9,751,000 | USD | evidence → |
| Noninterest income | 1,139,000 | USD | evidence → |
| Noninterest expense | 5,583,000 | USD | evidence → |
| Provision for loan losses | 476,000 | USD | evidence → |
| Pretax income | 4,878,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 4,789,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,738,000 | USD | evidence → |
| Total capital | 30,502,000 | USD | evidence → |
| Risk-weighted assets | 220,212,000 | USD | evidence → |