Call report 2014Q4
WAYPOINT BANK — 2014Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 268,719,000 | USD | evidence → |
| Total loans | 181,434,000 | USD | evidence → |
| Allowance for loan losses | 3,501,000 | USD | evidence → |
| Securities available for sale | 61,287,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 210,358,000 | USD | evidence → |
| Interest-bearing deposits | 150,371,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,987,000 | USD | evidence → |
| Equity capital | 30,769,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,272,000 | USD | evidence → |
| Interest expense | 689,000 | USD | evidence → |
| Net interest income | 9,583,000 | USD | evidence → |
| Noninterest income | 1,382,000 | USD | evidence → |
| Noninterest expense | 5,682,000 | USD | evidence → |
| Provision for loan losses | 426,000 | USD | evidence → |
| Pretax income | 4,904,000 | USD | evidence → |
| Income tax | 94,000 | USD | evidence → |
| Net income | 4,810,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,448,000 | USD | evidence → |
| Total capital | 30,288,000 | USD | evidence → |
| Risk-weighted assets | 226,552,000 | USD | evidence → |