Call reports 2015
FIRST ARKANSAS BANK AND TRUST — 2015
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 671,090,000 | 684,928,000 | 678,838,000 | 710,764,000 |
| Total loans | 407,486,000 | 420,072,000 | 421,069,000 | 423,583,000 |
| Allowance for loan losses | 14,080,000 | 14,859,000 | 14,655,000 | 15,872,000 |
| Securities available for sale | 178,480,000 | 175,415,000 | 177,503,000 | 177,533,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 156,000 |
| Total deposits | 529,914,000 | 543,334,000 | 530,120,000 | 567,497,000 |
| Interest-bearing deposits | 438,011,000 | 444,811,000 | 431,977,000 | 456,209,000 |
| Noninterest-bearing deposits | 91,903,000 | 98,523,000 | 98,143,000 | 111,288,000 |
| Equity capital | 133,140,000 | 128,796,000 | 130,652,000 | 132,014,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 6,538,000 | 13,112,000 | 19,806,000 | 26,499,000 |
| Interest expense | 351,000 | 719,000 | 1,070,000 | 1,412,000 |
| Net interest income | 6,187,000 | 12,393,000 | 18,736,000 | 25,087,000 |
| Noninterest income | 5,231,000 | 10,775,000 | 16,478,000 | 22,080,000 |
| Noninterest expense | 9,008,000 | 17,862,000 | 26,623,000 | 35,656,000 |
| Provision for loan losses | 1,934,000 | 3,053,000 | 3,988,000 | 5,567,000 |
| Pretax income | 488,000 | 2,544,000 | 4,897,000 | 6,272,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 2,544,000 | 4,897,000 | 6,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,629,000 | 99,488,000 | 99,690,000 | 100,102,000 |
| Total capital | 104,713,000 | 105,693,000 | 105,981,000 | 106,516,000 |
| Risk-weighted assets | 478,797,000 | 487,710,000 | 494,944,000 | 503,700,000 |