Call reports 2014
FIRST ARKANSAS BANK AND TRUST — 2014
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 666,086,000 | 669,359,000 | 652,529,000 | 669,767,000 |
| Total loans | 394,991,000 | 393,909,000 | 377,577,000 | 381,698,000 |
| Allowance for loan losses | 11,713,000 | 12,508,000 | 12,803,000 | 12,302,000 |
| Securities available for sale | 163,149,000 | 184,843,000 | 191,126,000 | 182,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,949,000 | 527,079,000 | 509,066,000 | 526,091,000 |
| Interest-bearing deposits | 430,957,000 | 433,397,000 | 415,056,000 | 433,537,000 |
| Noninterest-bearing deposits | 101,992,000 | 93,682,000 | 94,010,000 | 92,554,000 |
| Equity capital | 123,915,000 | 129,334,000 | 131,622,000 | 133,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 7,353,000 | 14,669,000 | 21,500,000 | 28,236,000 |
| Interest expense | 518,000 | 1,038,000 | 1,501,000 | 1,870,000 |
| Net interest income | 6,835,000 | 13,631,000 | 19,999,000 | 26,366,000 |
| Noninterest income | 5,647,000 | 11,148,000 | 17,219,000 | 22,486,000 |
| Noninterest expense | 8,638,000 | 17,432,000 | 26,268,000 | 35,361,000 |
| Provision for loan losses | 563,000 | 816,000 | 1,621,000 | 1,910,000 |
| Pretax income | 3,419,000 | 6,871,000 | 9,674,000 | 11,650,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,419,000 | 6,871,000 | 9,674,000 | 11,650,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,236,000 | 97,672,000 | 99,388,000 | 101,346,000 |
| Total capital | 100,205,000 | 102,731,000 | 105,257,000 | 107,194,000 |
| Risk-weighted assets | 471,753,000 | 478,854,000 | 462,582,000 | 461,385,000 |