Call reports 2012
FIRST ARKANSAS BANK AND TRUST — 2012
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 703,215,000 | 700,786,000 | 719,798,000 | 687,297,000 |
| Total loans | 432,840,000 | 434,061,000 | 440,343,000 | 442,715,000 |
| Allowance for loan losses | 9,471,000 | 9,653,000 | 10,542,000 | 12,644,000 |
| Securities available for sale | 145,420,000 | 151,848,000 | 146,618,000 | 140,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 518,119,000 | 522,751,000 | 519,467,000 | 551,059,000 |
| Interest-bearing deposits | 426,320,000 | 433,213,000 | 428,854,000 | 449,671,000 |
| Noninterest-bearing deposits | 91,799,000 | 89,538,000 | 90,613,000 | 101,388,000 |
| Equity capital | 121,832,000 | 121,490,000 | 122,974,000 | 124,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 8,564,000 | 17,520,000 | 26,522,000 | 35,113,000 |
| Interest expense | 1,093,000 | 2,127,000 | 3,037,000 | 3,865,000 |
| Net interest income | 7,471,000 | 15,393,000 | 23,485,000 | 31,248,000 |
| Noninterest income | 8,074,000 | 14,172,000 | 22,184,000 | 28,701,000 |
| Noninterest expense | 8,496,000 | 18,296,000 | 28,087,000 | 37,001,000 |
| Provision for loan losses | 5,122,000 | 6,400,000 | 8,036,000 | 11,290,000 |
| Pretax income | 2,547,000 | 5,489,000 | 10,166,000 | 12,278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,547,000 | 5,489,000 | 10,166,000 | 12,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,187,000 | 84,739,000 | 86,383,000 | 88,582,000 |
| Total capital | 91,654,000 | 90,156,000 | 92,873,000 | 95,100,000 |
| Risk-weighted assets | 514,337,000 | 511,482,000 | 515,130,000 | 515,321,000 |