Call reports 2008
FIRST ARKANSAS BANK AND TRUST — 2008
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 486,844,000 | 491,236,000 | 520,940,000 | 513,905,000 |
| Total loans | 281,772,000 | 286,061,000 | 300,670,000 | 293,708,000 |
| Allowance for loan losses | 4,322,000 | 4,321,000 | 4,638,000 | 5,194,000 |
| Securities available for sale | 133,606,000 | 132,045,000 | 139,721,000 | 140,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,043,000 | 374,764,000 | 405,038,000 | 405,249,000 |
| Interest-bearing deposits | 304,036,000 | 304,478,000 | 327,986,000 | 330,262,000 |
| Noninterest-bearing deposits | 70,007,000 | 70,286,000 | 77,052,000 | 74,987,000 |
| Equity capital | 96,826,000 | 94,087,000 | 93,541,000 | 93,541,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,858,000 | 13,333,000 | 20,020,000 | 26,541,000 |
| Interest expense | 2,466,000 | 4,619,000 | 6,657,000 | 8,632,000 |
| Net interest income | 4,392,000 | 8,714,000 | 13,363,000 | 17,909,000 |
| Noninterest income | 1,710,000 | 3,191,000 | 4,984,000 | 6,653,000 |
| Noninterest expense | 4,444,000 | 8,724,000 | 13,368,000 | 18,843,000 |
| Provision for loan losses | 17,000 | 46,000 | 224,000 | 1,051,000 |
| Pretax income | 1,632,000 | 3,126,000 | 4,746,000 | 4,399,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,632,000 | 3,126,000 | 4,746,000 | 4,399,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,987,000 | 66,543,000 | 63,667,000 | 62,488,000 |
| Total capital | 69,905,000 | 70,570,000 | 67,915,000 | 66,689,000 |
| Risk-weighted assets | 313,024,000 | 321,870,000 | 339,468,000 | 335,093,000 |