Call reports 2007
FIRST ARKANSAS BANK AND TRUST — 2007
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 494,010,000 | 475,346,000 | 480,307,000 | 483,681,000 |
| Total loans | 275,133,000 | 275,027,000 | 288,419,000 | 282,945,000 |
| Allowance for loan losses | 4,416,000 | 4,449,000 | 4,456,000 | 4,309,000 |
| Securities available for sale | 127,761,000 | 124,782,000 | 124,979,000 | 122,899,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,037,000 | 363,372,000 | 356,389,000 | 368,395,000 |
| Interest-bearing deposits | 293,984,000 | 284,522,000 | 283,405,000 | 300,478,000 |
| Noninterest-bearing deposits | 82,053,000 | 78,850,000 | 72,984,000 | 67,917,000 |
| Equity capital | 93,074,000 | 90,913,000 | 92,649,000 | 94,999,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,096,000 | 14,382,000 | 21,547,000 | 28,631,000 |
| Interest expense | 2,475,000 | 4,958,000 | 7,448,000 | 10,062,000 |
| Net interest income | 4,621,000 | 9,424,000 | 14,099,000 | 18,569,000 |
| Noninterest income | 1,453,000 | 3,076,000 | 4,675,000 | 6,132,000 |
| Noninterest expense | 4,516,000 | 8,988,000 | 12,982,000 | 17,151,000 |
| Provision for loan losses | 156,000 | 183,000 | 205,000 | 62,000 |
| Pretax income | 1,402,000 | 3,349,000 | 5,607,000 | 7,512,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,402,000 | 3,349,000 | 5,607,000 | 7,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,850,000 | 63,530,000 | 63,946,000 | 65,348,000 |
| Total capital | 66,801,000 | 67,315,000 | 67,895,000 | 69,258,000 |
| Risk-weighted assets | 306,812,000 | 303,136,000 | 315,425,000 | 312,373,000 |