Call reports 2006
FIRST ARKANSAS BANK AND TRUST — 2006
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 500,216,000 | 502,629,000 | 489,802,000 | 489,393,000 |
| Total loans | 300,018,000 | 302,112,000 | 294,214,000 | 286,204,000 |
| Allowance for loan losses | 4,025,000 | 4,164,000 | 4,331,000 | 4,277,000 |
| Securities available for sale | 130,579,000 | 124,632,000 | 124,856,000 | 124,643,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,601,000 | 364,727,000 | 354,843,000 | 365,443,000 |
| Interest-bearing deposits | 289,669,000 | 285,710,000 | 274,630,000 | 290,070,000 |
| Noninterest-bearing deposits | 80,932,000 | 79,017,000 | 80,213,000 | 75,373,000 |
| Equity capital | 90,970,000 | 87,645,000 | 90,889,000 | 92,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,570,000 | 13,553,000 | 20,759,000 | 27,839,000 |
| Interest expense | 1,760,000 | 3,989,000 | 6,344,000 | 8,744,000 |
| Net interest income | 4,810,000 | 9,564,000 | 14,415,000 | 19,095,000 |
| Noninterest income | 1,456,000 | 3,137,000 | 4,776,000 | 6,457,000 |
| Noninterest expense | 4,131,000 | 8,240,000 | 12,221,000 | 16,299,000 |
| Provision for loan losses | 162,000 | 329,000 | 509,000 | 684,000 |
| Pretax income | 1,973,000 | 4,132,000 | 6,461,000 | 8,569,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,973,000 | 4,132,000 | 6,461,000 | 8,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,010,000 | 60,437,000 | 61,895,000 | 63,591,000 |
| Total capital | 66,035,000 | 64,601,000 | 65,914,000 | 67,547,000 |
| Risk-weighted assets | 338,425,000 | 358,390,000 | 321,174,000 | 316,119,000 |