Call reports 2005
FIRST ARKANSAS BANK AND TRUST — 2005
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 262,012,000 | 266,519,000 | 278,147,000 | 486,497,000 |
| Total loans | 175,439,000 | 179,554,000 | 190,681,000 | 289,216,000 |
| Allowance for loan losses | 2,576,000 | 2,651,000 | 2,724,000 | 3,878,000 |
| Securities available for sale | 64,157,000 | 64,061,000 | 63,837,000 | 124,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 195,559,000 | 196,721,000 | 207,713,000 | 367,693,000 |
| Interest-bearing deposits | 148,096,000 | 148,676,000 | 150,307,000 | 293,768,000 |
| Noninterest-bearing deposits | 47,463,000 | 48,045,000 | 57,406,000 | 73,925,000 |
| Equity capital | 43,333,000 | 44,172,000 | 45,678,000 | 91,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,522,000 | 7,297,000 | 11,322,000 | 18,839,000 |
| Interest expense | 662,000 | 1,376,000 | 2,159,000 | 4,166,000 |
| Net interest income | 2,860,000 | 5,921,000 | 9,163,000 | 14,673,000 |
| Noninterest income | 1,145,000 | 2,389,000 | 3,794,000 | 5,549,000 |
| Noninterest expense | 2,619,000 | 5,178,000 | 7,729,000 | 12,122,000 |
| Provision for loan losses | 83,000 | 168,000 | 265,000 | 411,000 |
| Pretax income | 1,292,000 | 2,953,000 | 4,952,000 | 7,724,000 |
| Income tax | 0 | 0 | 0 | -801,000 |
| Net income | 1,292,000 | 2,953,000 | 4,952,000 | 8,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,241,000 | 43,702,000 | 45,101,000 | 62,480,000 |
| Total capital | 45,616,000 | 46,162,000 | 47,706,000 | 66,182,000 |
| Risk-weighted assets | 190,520,000 | 196,581,000 | 208,310,000 | 326,192,000 |