Call reports 2004
FIRST ARKANSAS BANK AND TRUST — 2004
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 265,198,000 | 262,707,000 | 267,899,000 | 268,116,000 |
| Total loans | 166,323,000 | 170,835,000 | 177,746,000 | 177,979,000 |
| Allowance for loan losses | 2,312,000 | 2,388,000 | 2,462,000 | 2,544,000 |
| Securities available for sale | 76,073,000 | 69,779,000 | 67,847,000 | 67,620,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,256,000 | 196,712,000 | 199,497,000 | 195,477,000 |
| Interest-bearing deposits | 148,701,000 | 151,111,000 | 147,973,000 | 150,672,000 |
| Noninterest-bearing deposits | 45,555,000 | 45,601,000 | 51,524,000 | 44,805,000 |
| Equity capital | 40,773,000 | 39,496,000 | 41,654,000 | 43,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,338,000 | 6,719,000 | 10,128,000 | 13,607,000 |
| Interest expense | 627,000 | 1,227,000 | 1,835,000 | 2,457,000 |
| Net interest income | 2,711,000 | 5,492,000 | 8,293,000 | 11,150,000 |
| Noninterest income | 1,195,000 | 2,447,000 | 3,755,000 | 4,988,000 |
| Noninterest expense | 2,368,000 | 4,779,000 | 7,147,000 | 9,474,000 |
| Provision for loan losses | 68,000 | 151,000 | 238,000 | 324,000 |
| Pretax income | 1,490,000 | 3,284,000 | 4,952,000 | 6,645,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,490,000 | 3,284,000 | 4,952,000 | 6,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,144,000 | 39,763,000 | 40,856,000 | 42,549,000 |
| Total capital | 41,456,000 | 42,120,000 | 43,282,000 | 45,011,000 |
| Risk-weighted assets | 187,037,000 | 189,089,000 | 194,011,000 | 196,858,000 |