Call reports 2003
FIRST ARKANSAS BANK AND TRUST — 2003
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 259,515,000 | 261,974,000 | 260,505,000 | 261,624,000 |
| Total loans | 155,839,000 | 155,102,000 | 161,422,000 | 161,091,000 |
| Allowance for loan losses | 2,110,000 | 2,151,000 | 2,218,000 | 2,267,000 |
| Securities available for sale | 71,454,000 | 76,873,000 | 77,100,000 | 78,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,600,000 | 201,278,000 | 199,194,000 | 196,224,000 |
| Interest-bearing deposits | 184,158,000 | 184,909,000 | 180,625,000 | 180,999,000 |
| Noninterest-bearing deposits | 15,442,000 | 16,369,000 | 18,569,000 | 15,225,000 |
| Equity capital | 36,610,000 | 37,452,000 | 38,149,000 | 39,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,419,000 | 7,006,000 | 10,442,000 | 13,946,000 |
| Interest expense | 724,000 | 1,463,000 | 2,167,000 | 2,850,000 |
| Net interest income | 2,695,000 | 5,543,000 | 8,275,000 | 11,096,000 |
| Noninterest income | 1,580,000 | 3,032,000 | 4,555,000 | 5,757,000 |
| Noninterest expense | 2,380,000 | 4,749,000 | 7,005,000 | 9,377,000 |
| Provision for loan losses | 85,000 | 173,000 | 271,000 | 335,000 |
| Pretax income | 2,115,000 | 3,964,000 | 5,865,000 | 7,462,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,115,000 | 3,964,000 | 5,865,000 | 7,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,572,000 | 35,856,000 | 37,107,000 | 38,704,000 |
| Total capital | 37,682,000 | 38,007,000 | 39,325,000 | 40,971,000 |
| Risk-weighted assets | 172,679,000 | 176,702,000 | 182,419,000 | 183,821,000 |