Call reports 2002
FIRST ARKANSAS BANK AND TRUST — 2002
What FIRST ARKANSAS BANK AND TRUST reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 233,786,000 | 241,038,000 | 247,361,000 | 241,035,000 |
| Total loans | 132,848,000 | 135,443,000 | 139,199,000 | 145,260,000 |
| Allowance for loan losses | 1,394,000 | 1,605,000 | 1,828,000 | 2,036,000 |
| Securities available for sale | 74,597,000 | 74,229,000 | 78,813,000 | 74,453,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,629,000 | 189,466,000 | 193,379,000 | 191,682,000 |
| Interest-bearing deposits | 171,339,000 | 176,512,000 | 178,897,000 | 177,931,000 |
| Noninterest-bearing deposits | 12,290,000 | 12,954,000 | 14,482,000 | 13,751,000 |
| Equity capital | 34,021,000 | 35,491,000 | 37,644,000 | 35,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,717,000 | 7,416,000 | 11,055,000 | 14,615,000 |
| Interest expense | 1,112,000 | 2,120,000 | 3,064,000 | 3,895,000 |
| Net interest income | 2,605,000 | 5,296,000 | 7,991,000 | 10,720,000 |
| Noninterest income | 1,140,000 | 2,410,000 | 3,764,000 | 5,171,000 |
| Noninterest expense | 2,307,000 | 4,374,000 | 6,542,000 | 8,873,000 |
| Provision for loan losses | 57,000 | 295,000 | 541,000 | 784,000 |
| Pretax income | 1,381,000 | 3,055,000 | 4,690,000 | 6,255,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,381,000 | 3,055,000 | 4,690,000 | 6,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,308,000 | 34,732,000 | 35,867,000 | 34,157,000 |
| Total capital | 35,702,000 | 36,337,000 | 37,695,000 | 36,193,000 |
| Risk-weighted assets | 156,168,000 | 161,798,000 | 166,717,000 | 166,337,000 |