Call reports 2025
ANTWERP EXCHANGE BANK COMPANY, THE — 2025
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 156,121,000 | 154,186,000 | 155,829,000 | 158,657,000 |
| Total loans | 114,022,000 | 113,612,000 | 110,299,000 | 111,763,000 |
| Allowance for loan losses | 949,000 | 869,000 | 924,000 | 941,000 |
| Securities available for sale | 26,279,000 | 25,157,000 | 24,872,000 | 22,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,225,000 | 141,881,000 | 142,840,000 | 145,454,000 |
| Interest-bearing deposits | 111,587,000 | 108,588,000 | 109,836,000 | 111,941,000 |
| Noninterest-bearing deposits | 32,638,000 | 33,293,000 | 33,004,000 | 33,513,000 |
| Equity capital | 11,501,000 | 11,797,000 | 12,588,000 | 12,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,947,000 | 3,824,000 | 5,697,000 | 7,716,000 |
| Interest expense | 584,000 | 1,176,000 | 1,755,000 | 2,329,000 |
| Net interest income | 1,363,000 | 2,648,000 | 3,942,000 | 5,387,000 |
| Noninterest income | 128,000 | 270,000 | 398,000 | 539,000 |
| Noninterest expense | 1,177,000 | 2,405,000 | 3,441,000 | 4,842,000 |
| Provision for loan losses | 58,000 | 88,000 | 111,000 | 132,000 |
| Pretax income | 256,000 | 422,000 | 786,000 | 953,000 |
| Income tax | 47,000 | 75,000 | 123,000 | 165,000 |
| Net income | 209,000 | 347,000 | 663,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,074,000 | 15,156,000 | 15,472,000 | 15,542,000 |
| Total capital | 16,051,000 | 16,053,000 | 16,424,000 | 16,511,000 |
| Risk-weighted assets | 107,741,000 | 107,598,000 | 104,452,000 | 108,124,000 |