Call reports 2019
ANTWERP EXCHANGE BANK COMPANY, THE — 2019
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,057,000 | 110,632,000 | 116,693,000 | 119,454,000 |
| Total loans | 84,187,000 | 87,784,000 | 91,167,000 | 88,847,000 |
| Allowance for loan losses | 826,000 | 841,000 | 840,000 | 833,000 |
| Securities available for sale | 12,390,000 | 12,891,000 | 13,692,000 | 16,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,117,000 | 95,258,000 | 101,273,000 | 103,943,000 |
| Interest-bearing deposits | 77,373,000 | 77,254,000 | 83,962,000 | 83,670,000 |
| Noninterest-bearing deposits | 16,744,000 | 18,004,000 | 17,311,000 | 20,273,000 |
| Equity capital | 11,689,000 | 11,954,000 | 12,115,000 | 12,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,422,000 | 3,709,000 | 5,012,000 |
| Interest expense | 241,000 | 495,000 | 781,000 | 1,081,000 |
| Net interest income | 932,000 | 1,927,000 | 2,928,000 | 3,931,000 |
| Noninterest income | 98,000 | 207,000 | 322,000 | 430,000 |
| Noninterest expense | 869,000 | 1,685,000 | 2,607,000 | 3,472,000 |
| Provision for loan losses | 0 | 16,000 | 16,000 | 16,000 |
| Pretax income | 161,000 | 433,000 | 627,000 | 873,000 |
| Income tax | 22,000 | 65,000 | 91,000 | 133,000 |
| Net income | 139,000 | 368,000 | 536,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,711,000 | 11,877,000 | 11,988,000 | 12,133,000 |
| Total capital | 12,537,000 | 12,718,000 | 12,828,000 | 12,966,000 |
| Risk-weighted assets | 86,404,000 | 90,583,000 | 93,568,000 | 91,588,000 |