Call reports 2016
ANTWERP EXCHANGE BANK COMPANY, THE — 2016
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 98,181,000 | 97,088,000 | 99,501,000 | 97,870,000 |
| Total loans | 75,560,000 | 77,005,000 | 77,171,000 | 75,946,000 |
| Allowance for loan losses | 790,000 | 790,000 | 757,000 | 763,000 |
| Securities available for sale | 13,719,000 | 13,360,000 | 12,841,000 | 13,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,444,000 | 81,241,000 | 82,491,000 | 83,190,000 |
| Interest-bearing deposits | 68,962,000 | 67,874,000 | 68,060,000 | 67,029,000 |
| Noninterest-bearing deposits | 14,482,000 | 13,367,000 | 14,431,000 | 16,161,000 |
| Equity capital | 9,934,000 | 10,076,000 | 10,171,000 | 10,457,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 944,000 | 1,892,000 | 2,860,000 | 3,784,000 |
| Interest expense | 105,000 | 213,000 | 326,000 | 446,000 |
| Net interest income | 839,000 | 1,679,000 | 2,534,000 | 3,338,000 |
| Noninterest income | 77,000 | 162,000 | 330,000 | 1,103,000 |
| Noninterest expense | 637,000 | 1,297,000 | 2,066,000 | 2,851,000 |
| Provision for loan losses | 45,000 | 45,000 | 45,000 | 90,000 |
| Pretax income | 234,000 | 499,000 | 753,000 | 1,500,000 |
| Income tax | 51,000 | 126,000 | 195,000 | 407,000 |
| Net income | 183,000 | 373,000 | 558,000 | 1,093,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,668,000 | 9,808,000 | 9,938,000 | 10,418,000 |
| Total capital | 10,458,000 | 10,598,000 | 10,695,000 | 11,181,000 |
| Risk-weighted assets | 71,727,000 | 74,009,000 | 76,046,000 | 74,695,000 |