Call reports 2015
ANTWERP EXCHANGE BANK COMPANY, THE — 2015
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 98,124,000 | 93,708,000 | 96,879,000 | 100,341,000 |
| Total loans | 69,296,000 | 70,257,000 | 73,593,000 | 76,321,000 |
| Allowance for loan losses | 648,000 | 679,000 | 709,000 | 745,000 |
| Securities available for sale | 15,700,000 | 15,280,000 | 15,155,000 | 13,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,741,000 | 79,805,000 | 82,766,000 | 82,103,000 |
| Interest-bearing deposits | 68,748,000 | 66,899,000 | 69,287,000 | 65,584,000 |
| Noninterest-bearing deposits | 15,993,000 | 12,906,000 | 13,479,000 | 16,519,000 |
| Equity capital | 9,548,000 | 9,511,000 | 9,679,000 | 9,776,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 898,000 | 1,770,000 | 2,692,000 | 3,632,000 |
| Interest expense | 91,000 | 184,000 | 281,000 | 382,000 |
| Net interest income | 807,000 | 1,586,000 | 2,411,000 | 3,250,000 |
| Noninterest income | 75,000 | 159,000 | 243,000 | 272,000 |
| Noninterest expense | 638,000 | 1,316,000 | 1,956,000 | 2,619,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 156,000 |
| Pretax income | 205,000 | 351,000 | 581,000 | 747,000 |
| Income tax | 38,000 | 63,000 | 111,000 | 128,000 |
| Net income | 167,000 | 288,000 | 470,000 | 619,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,234,000 | 9,305,000 | 9,437,000 | 9,536,000 |
| Total capital | 9,882,000 | 9,984,000 | 10,146,000 | 10,281,000 |
| Risk-weighted assets | 67,460,000 | 67,437,000 | 70,988,000 | 73,279,000 |