Call reports 2014
ANTWERP EXCHANGE BANK COMPANY, THE — 2014
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,082,000 | 92,403,000 | 93,993,000 | 94,252,000 |
| Total loans | 60,038,000 | 62,527,000 | 65,820,000 | 69,760,000 |
| Allowance for loan losses | 682,000 | 613,000 | 608,000 | 632,000 |
| Securities available for sale | 22,189,000 | 22,954,000 | 21,190,000 | 16,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,900,000 | 79,789,000 | 79,535,000 | 77,429,000 |
| Interest-bearing deposits | 66,083,000 | 67,956,000 | 67,795,000 | 64,588,000 |
| Noninterest-bearing deposits | 11,817,000 | 11,833,000 | 11,740,000 | 12,841,000 |
| Equity capital | 8,964,000 | 9,170,000 | 9,293,000 | 9,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 808,000 | 1,661,000 | 2,562,000 | 3,446,000 |
| Interest expense | 96,000 | 191,000 | 291,000 | 388,000 |
| Net interest income | 712,000 | 1,470,000 | 2,271,000 | 3,058,000 |
| Noninterest income | 74,000 | 151,000 | 231,000 | 316,000 |
| Noninterest expense | 590,000 | 1,236,000 | 1,874,000 | 2,550,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 166,000 | 325,000 | 558,000 | 799,000 |
| Income tax | 3,000 | 26,000 | 64,000 | 110,000 |
| Net income | 163,000 | 299,000 | 494,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,740,000 | 8,826,000 | 8,971,000 | 9,116,000 |
| Total capital | 9,422,000 | 9,439,000 | 9,579,000 | 9,748,000 |
| Risk-weighted assets | 59,770,000 | 61,683,000 | 64,350,000 | 67,537,000 |