Call reports 2013
ANTWERP EXCHANGE BANK COMPANY, THE — 2013
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 91,713,000 | 90,652,000 | 91,969,000 | 88,500,000 |
| Total loans | 55,531,000 | 56,135,000 | 58,651,000 | 59,568,000 |
| Allowance for loan losses | 559,000 | 592,000 | 621,000 | 653,000 |
| Securities available for sale | 28,628,000 | 27,983,000 | 26,671,000 | 22,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,050,000 | 79,732,000 | 77,813,000 | 74,582,000 |
| Interest-bearing deposits | 66,032,000 | 67,058,000 | 66,635,000 | 62,784,000 |
| Noninterest-bearing deposits | 14,018,000 | 12,674,000 | 11,178,000 | 11,798,000 |
| Equity capital | 9,055,000 | 8,597,000 | 8,639,000 | 8,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 832,000 | 1,680,000 | 2,547,000 | 3,411,000 |
| Interest expense | 104,000 | 207,000 | 310,000 | 408,000 |
| Net interest income | 728,000 | 1,473,000 | 2,237,000 | 3,003,000 |
| Noninterest income | 67,000 | 148,000 | 236,000 | 313,000 |
| Noninterest expense | 586,000 | 1,206,000 | 1,811,000 | 2,420,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 183,000 | 359,000 | 576,000 | 854,000 |
| Income tax | 10,000 | 22,000 | 43,000 | 98,000 |
| Net income | 173,000 | 337,000 | 533,000 | 756,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,209,000 | 8,318,000 | 8,459,000 | 8,628,000 |
| Total capital | 8,768,000 | 8,910,000 | 9,080,000 | 9,281,000 |
| Risk-weighted assets | 55,413,000 | 56,706,000 | 58,881,000 | 58,907,000 |