Call reports 2012
ANTWERP EXCHANGE BANK COMPANY, THE — 2012
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 86,001,000 | 89,155,000 | 90,829,000 | 91,151,000 |
| Total loans | 48,686,000 | 51,845,000 | 55,109,000 | 55,802,000 |
| Allowance for loan losses | 528,000 | 536,000 | 543,000 | 574,000 |
| Securities available for sale | 29,638,000 | 32,105,000 | 30,854,000 | 29,340,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,014,000 | 77,824,000 | 78,218,000 | 77,527,000 |
| Interest-bearing deposits | 63,636,000 | 66,362,000 | 66,569,000 | 62,271,000 |
| Noninterest-bearing deposits | 11,378,000 | 11,462,000 | 11,649,000 | 15,256,000 |
| Equity capital | 8,367,000 | 8,624,000 | 8,915,000 | 9,073,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 818,000 | 1,646,000 | 2,511,000 | 3,386,000 |
| Interest expense | 136,000 | 261,000 | 377,000 | 486,000 |
| Net interest income | 682,000 | 1,385,000 | 2,134,000 | 2,900,000 |
| Noninterest income | 81,000 | 146,000 | 227,000 | 308,000 |
| Noninterest expense | 523,000 | 1,089,000 | 1,631,000 | 2,219,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 213,000 | 389,000 | 647,000 | 873,000 |
| Income tax | 20,000 | 39,000 | 75,000 | 110,000 |
| Net income | 193,000 | 350,000 | 572,000 | 763,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,685,000 | 7,788,000 | 7,954,000 | 8,090,000 |
| Total capital | 8,213,000 | 8,324,000 | 8,497,000 | 8,664,000 |
| Risk-weighted assets | 48,402,000 | 51,755,000 | 54,760,000 | 55,446,000 |