Call reports 2011
ANTWERP EXCHANGE BANK COMPANY, THE — 2011
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 80,125,000 | 80,198,000 | 82,225,000 | 81,677,000 |
| Total loans | 46,594,000 | 47,539,000 | 48,939,000 | 48,851,000 |
| Allowance for loan losses | 541,000 | 604,000 | 596,000 | 477,000 |
| Securities available for sale | 29,090,000 | 28,301,000 | 27,972,000 | 28,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,381,000 | 70,370,000 | 71,347,000 | 70,117,000 |
| Interest-bearing deposits | 61,937,000 | 61,245,000 | 61,772,000 | 60,053,000 |
| Noninterest-bearing deposits | 8,444,000 | 9,125,000 | 9,575,000 | 10,064,000 |
| Equity capital | 6,986,000 | 7,408,000 | 8,184,000 | 8,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 826,000 | 1,692,000 | 2,560,000 | 3,406,000 |
| Interest expense | 173,000 | 334,000 | 490,000 | 640,000 |
| Net interest income | 653,000 | 1,358,000 | 2,070,000 | 2,766,000 |
| Noninterest income | 64,000 | 145,000 | 230,000 | 310,000 |
| Noninterest expense | 504,000 | 986,000 | 1,490,000 | 2,001,000 |
| Provision for loan losses | 21,000 | 63,000 | 84,000 | 108,000 |
| Pretax income | 192,000 | 453,000 | 728,000 | 969,000 |
| Income tax | 22,000 | 67,000 | 114,000 | 151,000 |
| Net income | 170,000 | 386,000 | 614,000 | 818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,065,000 | 7,226,000 | 7,399,000 | 7,548,000 |
| Total capital | 7,606,000 | 7,810,000 | 7,995,000 | 8,025,000 |
| Risk-weighted assets | 46,360,000 | 46,662,000 | 47,941,000 | 47,482,000 |