Call reports 2010
ANTWERP EXCHANGE BANK COMPANY, THE — 2010
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 72,941,000 | 73,556,000 | 75,446,000 | 75,184,000 |
| Total loans | 45,194,000 | 45,834,000 | 46,290,000 | 47,029,000 |
| Allowance for loan losses | 421,000 | 478,000 | 608,000 | 591,000 |
| Securities available for sale | 20,707,000 | 21,891,000 | 24,171,000 | 23,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,037,000 | 62,017,000 | 63,104,000 | 64,886,000 |
| Interest-bearing deposits | 50,927,000 | 51,216,000 | 56,814,000 | 57,341,000 |
| Noninterest-bearing deposits | 10,110,000 | 10,801,000 | 6,290,000 | 7,545,000 |
| Equity capital | 6,790,000 | 6,914,000 | 7,244,000 | 6,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,651,000 | 2,502,000 | 3,335,000 |
| Interest expense | 265,000 | 522,000 | 749,000 | 948,000 |
| Net interest income | 550,000 | 1,129,000 | 1,753,000 | 2,387,000 |
| Noninterest income | 62,000 | 135,000 | 204,000 | 277,000 |
| Noninterest expense | 479,000 | 950,000 | 1,419,000 | 1,873,000 |
| Provision for loan losses | 45,000 | 105,000 | 235,000 | 230,000 |
| Pretax income | 88,000 | 223,000 | 323,000 | 588,000 |
| Income tax | 3,000 | 8,000 | 11,000 | 62,000 |
| Net income | 85,000 | 215,000 | 312,000 | 526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,645,000 | 6,730,000 | 6,781,000 | 6,950,000 |
| Total capital | 7,066,000 | 7,208,000 | 7,354,000 | 7,523,000 |
| Risk-weighted assets | 43,810,000 | 44,064,000 | 45,075,000 | 45,815,000 |