Call reports 2009
ANTWERP EXCHANGE BANK COMPANY, THE — 2009
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 67,942,000 | 68,078,000 | 69,002,000 | 70,460,000 |
| Total loans | 43,053,000 | 43,956,000 | 44,313,000 | 45,747,000 |
| Allowance for loan losses | 421,000 | 442,000 | 457,000 | 386,000 |
| Securities available for sale | 19,127,000 | 20,121,000 | 20,403,000 | 19,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,702,000 | 57,634,000 | 57,070,000 | 58,422,000 |
| Interest-bearing deposits | 53,245,000 | 50,001,000 | 48,830,000 | 49,706,000 |
| Noninterest-bearing deposits | 4,457,000 | 7,633,000 | 8,240,000 | 8,716,000 |
| Equity capital | 6,385,000 | 6,329,000 | 6,731,000 | 6,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 857,000 | 1,704,000 | 2,560,000 | 3,404,000 |
| Interest expense | 375,000 | 702,000 | 1,005,000 | 1,284,000 |
| Net interest income | 482,000 | 1,002,000 | 1,555,000 | 2,120,000 |
| Noninterest income | 50,000 | 125,000 | 196,000 | 261,000 |
| Noninterest expense | 477,000 | 942,000 | 1,443,000 | 1,946,000 |
| Provision for loan losses | 28,000 | 52,000 | 76,000 | 134,000 |
| Pretax income | 42,000 | 157,000 | 298,000 | 403,000 |
| Income tax | 2,000 | 8,000 | 12,000 | -4,000 |
| Net income | 40,000 | 149,000 | 286,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,372,000 | 6,436,000 | 6,528,000 | 6,604,000 |
| Total capital | 6,793,000 | 6,878,000 | 6,985,000 | 6,990,000 |
| Risk-weighted assets | 42,152,000 | 42,514,000 | 42,731,000 | 43,725,000 |