Call reports 2008
ANTWERP EXCHANGE BANK COMPANY, THE — 2008
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 67,007,000 | 66,876,000 | 68,467,000 | 67,735,000 |
| Total loans | 39,579,000 | 41,327,000 | 42,842,000 | 43,555,000 |
| Allowance for loan losses | 374,000 | 387,000 | 407,000 | 393,000 |
| Securities available for sale | 22,690,000 | 21,343,000 | 20,778,000 | 18,481,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,498,000 | 56,350,000 | 58,417,000 | 57,004,000 |
| Interest-bearing deposits | 51,909,000 | 51,469,000 | 53,096,000 | 51,889,000 |
| Noninterest-bearing deposits | 4,589,000 | 4,881,000 | 5,321,000 | 5,115,000 |
| Equity capital | 6,238,000 | 5,903,000 | 5,997,000 | 6,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 901,000 | 1,824,000 | 2,746,000 | 3,656,000 |
| Interest expense | 471,000 | 901,000 | 1,310,000 | 1,717,000 |
| Net interest income | 430,000 | 923,000 | 1,436,000 | 1,939,000 |
| Noninterest income | 70,000 | 135,000 | 207,000 | 262,000 |
| Noninterest expense | 401,000 | 776,000 | 1,181,000 | 1,585,000 |
| Provision for loan losses | 15,000 | 31,000 | 57,000 | 119,000 |
| Pretax income | 87,000 | 262,000 | 416,000 | 519,000 |
| Income tax | 10,000 | 37,000 | 60,000 | 57,000 |
| Net income | 77,000 | 225,000 | 356,000 | 462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,158,000 | 6,250,000 | 6,326,000 | 6,377,000 |
| Total capital | 6,532,000 | 6,637,000 | 6,733,000 | 6,770,000 |
| Risk-weighted assets | 38,771,000 | 40,262,000 | 42,018,000 | 42,389,000 |