Call reports 2007
ANTWERP EXCHANGE BANK COMPANY, THE — 2007
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 59,994,000 | 60,103,000 | 62,527,000 | 62,231,000 |
| Total loans | 36,095,000 | 38,674,000 | 39,556,000 | 40,175,000 |
| Allowance for loan losses | 374,000 | 379,000 | 374,000 | 379,000 |
| Securities available for sale | 18,627,000 | 18,054,000 | 18,070,000 | 18,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,009,000 | 50,720,000 | 52,502,000 | 53,748,000 |
| Interest-bearing deposits | 46,526,000 | 46,092,000 | 48,372,000 | 49,204,000 |
| Noninterest-bearing deposits | 4,483,000 | 4,628,000 | 4,130,000 | 4,544,000 |
| Equity capital | 5,756,000 | 5,645,000 | 5,896,000 | 6,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 824,000 | 1,697,000 | 2,601,000 | 3,524,000 |
| Interest expense | 449,000 | 914,000 | 1,406,000 | 1,895,000 |
| Net interest income | 375,000 | 783,000 | 1,195,000 | 1,629,000 |
| Noninterest income | 61,000 | 133,000 | 215,000 | 291,000 |
| Noninterest expense | 372,000 | 716,000 | 1,091,000 | 1,445,000 |
| Provision for loan losses | 0 | 6,000 | 15,000 | 30,000 |
| Pretax income | 59,000 | 189,000 | 299,000 | 439,000 |
| Income tax | 6,000 | 23,000 | 28,000 | 32,000 |
| Net income | 53,000 | 166,000 | 271,000 | 407,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,928,000 | 5,991,000 | 6,046,000 | 6,135,000 |
| Total capital | 6,302,000 | 6,370,000 | 6,420,000 | 6,514,000 |
| Risk-weighted assets | 34,829,000 | 37,131,000 | 38,090,000 | 38,212,000 |