Call reports 2006
ANTWERP EXCHANGE BANK COMPANY, THE — 2006
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 57,305,000 | 57,529,000 | 56,661,000 | 57,664,000 |
| Total loans | 34,065,000 | 35,627,000 | 35,256,000 | 34,422,000 |
| Allowance for loan losses | 412,000 | 392,000 | 399,000 | 374,000 |
| Securities available for sale | 18,690,000 | 18,272,000 | 17,844,000 | 19,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,139,000 | 46,938,000 | 47,488,000 | 47,894,000 |
| Interest-bearing deposits | 42,977,000 | 42,851,000 | 43,392,000 | 43,678,000 |
| Noninterest-bearing deposits | 4,162,000 | 4,087,000 | 4,096,000 | 4,216,000 |
| Equity capital | 5,450,000 | 5,329,000 | 5,640,000 | 5,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 753,000 | 1,554,000 | 2,361,000 | 3,188,000 |
| Interest expense | 355,000 | 747,000 | 1,161,000 | 1,592,000 |
| Net interest income | 398,000 | 807,000 | 1,200,000 | 1,596,000 |
| Noninterest income | 50,000 | 123,000 | 185,000 | 245,000 |
| Noninterest expense | 362,000 | 701,000 | 1,053,000 | 1,381,000 |
| Provision for loan losses | 6,000 | 13,000 | 21,000 | 0 |
| Pretax income | 80,000 | 216,000 | 312,000 | 461,000 |
| Income tax | 11,000 | 29,000 | 41,000 | 63,000 |
| Net income | 69,000 | 187,000 | 271,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,741,000 | 5,805,000 | 5,839,000 | 5,917,000 |
| Total capital | 6,149,000 | 6,197,000 | 6,238,000 | 6,291,000 |
| Risk-weighted assets | 32,641,000 | 33,608,000 | 32,769,000 | 32,794,000 |