Call reports 2005
ANTWERP EXCHANGE BANK COMPANY, THE — 2005
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 53,672,000 | 53,080,000 | 54,997,000 | 54,867,000 |
| Total loans | 33,468,000 | 33,444,000 | 33,902,000 | 34,435,000 |
| Allowance for loan losses | 449,000 | 447,000 | 443,000 | 419,000 |
| Securities available for sale | 14,355,000 | 14,899,000 | 16,990,000 | 17,085,000 |
| Securities held to maturity | 2,414,000 | 2,412,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,821,000 | 45,248,000 | 45,263,000 | 43,751,000 |
| Interest-bearing deposits | 42,803,000 | 41,505,000 | 40,976,000 | 39,591,000 |
| Noninterest-bearing deposits | 4,018,000 | 3,743,000 | 4,287,000 | 4,160,000 |
| Equity capital | 5,321,000 | 5,500,000 | 5,518,000 | 5,497,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,339,000 | 2,046,000 | 2,773,000 |
| Interest expense | 241,000 | 487,000 | 762,000 | 1,074,000 |
| Net interest income | 418,000 | 852,000 | 1,284,000 | 1,699,000 |
| Noninterest income | 49,000 | 96,000 | 153,000 | 219,000 |
| Noninterest expense | 332,000 | 683,000 | 1,043,000 | 1,374,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 132,000 | 258,000 | 384,000 | 546,000 |
| Income tax | 29,000 | 57,000 | 85,000 | 101,000 |
| Net income | 103,000 | 201,000 | 299,000 | 445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,517,000 | 5,568,000 | 5,619,000 | 5,718,000 |
| Total capital | 5,897,000 | 5,945,000 | 6,018,000 | 6,121,000 |
| Risk-weighted assets | 30,371,000 | 30,112,000 | 31,849,000 | 32,190,000 |