Call reports 2004
ANTWERP EXCHANGE BANK COMPANY, THE — 2004
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 54,233,000 | 54,299,000 | 55,951,000 | 53,639,000 |
| Total loans | 32,468,000 | 32,440,000 | 33,878,000 | 33,770,000 |
| Allowance for loan losses | 474,000 | 477,000 | 477,000 | 456,000 |
| Securities available for sale | 16,175,000 | 16,478,000 | 16,323,000 | 14,561,000 |
| Securities held to maturity | 3,104,000 | 3,101,000 | 2,519,000 | 2,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,643,000 | 46,428,000 | 47,369,000 | 46,332,000 |
| Interest-bearing deposits | 43,019,000 | 42,656,000 | 43,154,000 | 42,314,000 |
| Noninterest-bearing deposits | 3,624,000 | 3,772,000 | 4,215,000 | 4,018,000 |
| Equity capital | 5,364,000 | 5,080,000 | 5,409,000 | 5,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,330,000 | 1,999,000 | 2,673,000 |
| Interest expense | 209,000 | 417,000 | 631,000 | 863,000 |
| Net interest income | 458,000 | 913,000 | 1,368,000 | 1,810,000 |
| Noninterest income | 38,000 | 81,000 | 128,000 | 172,000 |
| Noninterest expense | 325,000 | 671,000 | 1,001,000 | 1,337,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 0 |
| Pretax income | 173,000 | 325,000 | 504,000 | 663,000 |
| Income tax | 38,000 | 72,000 | 112,000 | 150,000 |
| Net income | 135,000 | 253,000 | 392,000 | 513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,264,000 | 5,325,000 | 5,407,000 | 5,471,000 |
| Total capital | 5,633,000 | 5,698,000 | 5,793,000 | 5,850,000 |
| Risk-weighted assets | 29,422,000 | 29,726,000 | 30,827,000 | 30,260,000 |