Call reports 2003
ANTWERP EXCHANGE BANK COMPANY, THE — 2003
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 55,801,000 | 54,300,000 | 52,814,000 | 53,165,000 |
| Total loans | 33,784,000 | 33,060,000 | 32,209,000 | 32,034,000 |
| Allowance for loan losses | 463,000 | 461,000 | 474,000 | 471,000 |
| Securities available for sale | 14,578,000 | 13,627,000 | 13,536,000 | 15,046,000 |
| Securities held to maturity | 3,428,000 | 3,286,000 | 3,283,000 | 3,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,448,000 | 46,905,000 | 45,492,000 | 45,933,000 |
| Interest-bearing deposits | 43,142,000 | 41,604,000 | 41,743,000 | 41,270,000 |
| Noninterest-bearing deposits | 5,306,000 | 5,301,000 | 3,749,000 | 4,663,000 |
| Equity capital | 5,035,000 | 5,145,000 | 5,152,000 | 5,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,497,000 | 2,183,000 | 2,857,000 |
| Interest expense | 294,000 | 535,000 | 753,000 | 964,000 |
| Net interest income | 447,000 | 962,000 | 1,430,000 | 1,893,000 |
| Noninterest income | 38,000 | 82,000 | 124,000 | 165,000 |
| Noninterest expense | 311,000 | 642,000 | 954,000 | 1,296,000 |
| Provision for loan losses | 12,000 | 25,000 | 40,000 | 50,000 |
| Pretax income | 169,000 | 388,000 | 572,000 | 727,000 |
| Income tax | 42,000 | 99,000 | 143,000 | 172,000 |
| Net income | 127,000 | 289,000 | 429,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,923,000 | 5,030,000 | 5,114,000 | 5,187,000 |
| Total capital | 5,307,000 | 5,406,000 | 5,481,000 | 5,549,000 |
| Risk-weighted assets | 30,679,000 | 29,979,000 | 29,251,000 | 28,814,000 |