Call reports 2002
ANTWERP EXCHANGE BANK COMPANY, THE — 2002
What ANTWERP EXCHANGE BANK COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,232,000 | 53,516,000 | 54,398,000 | 55,157,000 |
| Total loans | 32,521,000 | 32,531,000 | 32,574,000 | 33,694,000 |
| Allowance for loan losses | 413,000 | 412,000 | 403,000 | 473,000 |
| Securities available for sale | 14,381,000 | 14,641,000 | 15,904,000 | 14,636,000 |
| Securities held to maturity | 2,335,000 | 3,697,000 | 3,542,000 | 3,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,766,000 | 46,107,000 | 46,820,000 | 47,641,000 |
| Interest-bearing deposits | 40,068,000 | 41,566,000 | 42,079,000 | 42,480,000 |
| Noninterest-bearing deposits | 4,698,000 | 4,541,000 | 4,741,000 | 5,161,000 |
| Equity capital | 4,527,000 | 4,814,000 | 4,956,000 | 5,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 795,000 | 1,595,000 | 2,395,000 | 3,166,000 |
| Interest expense | 396,000 | 766,000 | 1,129,000 | 1,467,000 |
| Net interest income | 399,000 | 829,000 | 1,266,000 | 1,699,000 |
| Noninterest income | 34,000 | 69,000 | 110,000 | 151,000 |
| Noninterest expense | 301,000 | 623,000 | 938,000 | 1,275,000 |
| Provision for loan losses | 37,000 | 36,000 | 37,000 | 36,000 |
| Pretax income | 96,000 | 239,000 | 415,000 | 580,000 |
| Income tax | 26,000 | 66,000 | 102,000 | 144,000 |
| Net income | 70,000 | 173,000 | 313,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,640,000 | 4,692,000 | 4,779,000 | 4,851,000 |
| Total capital | 5,006,000 | 5,059,000 | 5,152,000 | 5,235,000 |
| Risk-weighted assets | 29,269,000 | 29,316,000 | 29,806,000 | 30,651,000 |