Call reports 2006
WESTERN NATIONAL BANK — 2006
What WESTERN NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,869,000 | 35,946,000 | 37,317,000 | 39,119,000 |
| Total loans | 28,381,000 | 29,130,000 | 28,577,000 | 30,112,000 |
| Allowance for loan losses | 543,000 | 543,000 | 543,000 | 528,000 |
| Securities available for sale | 992,000 | 1,234,000 | 1,539,000 | 1,595,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,287,000 | 28,664,000 | 29,932,000 | 32,077,000 |
| Interest-bearing deposits | 27,124,000 | 24,100,000 | 25,575,000 | 27,769,000 |
| Noninterest-bearing deposits | 4,163,000 | 4,564,000 | 4,357,000 | 4,308,000 |
| Equity capital | 5,714,000 | 5,747,000 | 5,791,000 | 5,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 546,000 | 1,192,000 | 1,836,000 | 2,527,000 |
| Interest expense | 237,000 | 509,000 | 779,000 | 1,076,000 |
| Net interest income | 309,000 | 683,000 | 1,057,000 | 1,451,000 |
| Noninterest income | 43,000 | 71,000 | 93,000 | 119,000 |
| Noninterest expense | 408,000 | 776,000 | 1,132,000 | 1,503,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -56,000 | -22,000 | 18,000 | 67,000 |
| Income tax | 0 | 0 | 0 | 11,000 |
| Net income | -56,000 | -22,000 | 18,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,421,000 | 5,459,000 | 5,495,000 | 5,534,000 |
| Total capital | 5,825,000 | 5,859,000 | 5,885,000 | 5,946,000 |
| Risk-weighted assets | 31,868,000 | 31,889,000 | 31,046,000 | 32,878,000 |