Call reports 2001
WESTERN NATIONAL BANK — 2001
What WESTERN NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,683,000 | 95,116,000 | 86,709,000 | 94,797,000 |
| Total loans | 61,197,000 | 61,577,000 | 61,263,000 | 61,254,000 |
| Allowance for loan losses | 701,000 | 718,000 | 710,000 | 709,000 |
| Securities available for sale | 14,954,000 | 14,983,000 | 16,678,000 | 19,080,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,213,000 | 76,750,000 | 71,323,000 | 78,506,000 |
| Interest-bearing deposits | 67,128,000 | 70,317,000 | 64,339,000 | 71,292,000 |
| Noninterest-bearing deposits | 6,085,000 | 6,433,000 | 6,984,000 | 7,214,000 |
| Equity capital | 9,964,000 | 9,978,000 | 10,176,000 | 10,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,198,000 | 4,701,000 | 6,068,000 |
| Interest expense | 926,000 | 1,804,000 | 2,644,000 | 3,359,000 |
| Net interest income | 693,000 | 1,394,000 | 2,057,000 | 2,709,000 |
| Noninterest income | 89,000 | 187,000 | 274,000 | 378,000 |
| Noninterest expense | 644,000 | 1,283,000 | 1,905,000 | 2,461,000 |
| Provision for loan losses | 18,000 | 44,000 | 44,000 | 44,000 |
| Pretax income | 123,000 | 267,000 | 396,000 | 599,000 |
| Income tax | 56,000 | 118,000 | 174,000 | 260,000 |
| Net income | 67,000 | 149,000 | 222,000 | 339,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,346,000 | 7,395,000 | 7,519,000 | 7,509,000 |
| Total capital | 8,047,000 | 8,113,000 | 8,229,000 | 8,218,000 |
| Risk-weighted assets | 66,629,000 | 69,326,000 | 67,408,000 | 68,809,000 |