Call reports 2010
FIRSTBANK OF LONGMONT — 2010
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Total assets | 401,128,000 | 409,798,000 | 412,005,000 |
| Total loans | 138,632,000 | 144,869,000 | 149,742,000 |
| Allowance for loan losses | 1,955,000 | 2,113,000 | 1,962,000 |
| Securities available for sale | 113,589,000 | 120,750,000 | 118,134,000 |
| Securities held to maturity | 111,406,000 | 109,665,000 | 123,161,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 366,235,000 | 373,786,000 | 374,121,000 |
| Interest-bearing deposits | 318,089,000 | 322,600,000 | 322,853,000 |
| Noninterest-bearing deposits | 48,145,000 | 51,186,000 | 51,268,000 |
| Equity capital | 31,097,000 | 32,992,000 | 34,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Interest income | 4,914,000 | 10,017,000 | 15,146,000 |
| Interest expense | 733,000 | 1,411,000 | 2,020,000 |
| Net interest income | 4,181,000 | 8,606,000 | 13,126,000 |
| Noninterest income | 939,000 | 1,901,000 | 2,951,000 |
| Noninterest expense | 2,396,000 | 4,750,000 | 7,111,000 |
| Provision for loan losses | 25,000 | 192,000 | 55,000 |
| Pretax income | 2,699,000 | 5,565,000 | 8,911,000 |
| Income tax | 824,000 | 1,714,000 | 2,786,000 |
| Net income | 1,875,000 | 3,851,000 | 6,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 |
|---|---|---|---|
| Tier 1 capital | 28,551,000 | 30,538,000 | 30,420,000 |
| Total capital | 30,547,000 | 32,694,000 | 32,411,000 |
| Risk-weighted assets | 187,479,000 | 191,780,000 | 193,406,000 |