Call reports 2009
FIRSTBANK OF LONGMONT — 2009
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 387,643,000 | 396,867,000 | 393,241,000 | 400,436,000 |
| Total loans | 132,723,000 | 134,594,000 | 137,535,000 | 136,424,000 |
| Allowance for loan losses | 1,806,000 | 1,805,000 | 1,830,000 | 2,009,000 |
| Securities available for sale | 99,382,000 | 102,523,000 | 102,652,000 | 112,432,000 |
| Securities held to maturity | 128,296,000 | 120,473,000 | 118,363,000 | 115,040,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,305,000 | 366,521,000 | 359,320,000 | 367,238,000 |
| Interest-bearing deposits | 309,572,000 | 320,931,000 | 314,336,000 | 320,258,000 |
| Noninterest-bearing deposits | 47,733,000 | 45,589,000 | 44,984,000 | 46,980,000 |
| Equity capital | 27,017,000 | 27,493,000 | 29,947,000 | 29,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,364,000 | 10,609,000 | 15,708,000 | 20,780,000 |
| Interest expense | 1,344,000 | 2,465,000 | 3,494,000 | 4,406,000 |
| Net interest income | 4,020,000 | 8,144,000 | 12,214,000 | 16,374,000 |
| Noninterest income | 1,009,000 | 2,026,000 | 2,998,000 | 4,040,000 |
| Noninterest expense | 2,524,000 | 5,163,000 | 7,565,000 | 10,394,000 |
| Provision for loan losses | 258,000 | 431,000 | 444,000 | 1,255,000 |
| Pretax income | 2,247,000 | 4,039,000 | 6,666,000 | 8,228,000 |
| Income tax | 674,000 | 1,172,000 | 1,989,000 | 2,502,000 |
| Net income | 1,573,000 | 2,867,000 | 4,677,000 | 5,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,309,000 | 25,689,000 | 26,761,000 | 27,668,000 |
| Total capital | 27,168,000 | 27,535,000 | 28,632,000 | 29,718,000 |
| Risk-weighted assets | 178,926,000 | 186,846,000 | 187,301,000 | 187,787,000 |