Call reports 2007
FIRSTBANK OF LONGMONT — 2007
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 361,883,000 | 386,779,000 | 411,571,000 | 390,898,000 |
| Total loans | 107,574,000 | 109,943,000 | 111,363,000 | 118,151,000 |
| Allowance for loan losses | 939,000 | 1,028,000 | 1,091,000 | 1,130,000 |
| Securities available for sale | 116,552,000 | 107,051,000 | 105,960,000 | 121,372,000 |
| Securities held to maturity | 91,461,000 | 120,094,000 | 129,097,000 | 128,870,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,635,000 | 341,866,000 | 350,037,000 | 334,549,000 |
| Interest-bearing deposits | 284,977,000 | 291,858,000 | 300,244,000 | 287,584,000 |
| Noninterest-bearing deposits | 50,657,000 | 50,008,000 | 49,793,000 | 46,965,000 |
| Equity capital | 22,171,000 | 21,620,000 | 22,752,000 | 22,845,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,633,000 | 9,799,000 | 15,241,000 | 20,992,000 |
| Interest expense | 2,406,000 | 5,186,000 | 8,126,000 | 11,169,000 |
| Net interest income | 2,227,000 | 4,613,000 | 7,115,000 | 9,823,000 |
| Noninterest income | 953,000 | 2,228,000 | 3,415,000 | 4,622,000 |
| Noninterest expense | 2,289,000 | 4,557,000 | 6,868,000 | 9,140,000 |
| Provision for loan losses | 36,000 | 138,000 | 229,000 | 336,000 |
| Pretax income | 855,000 | 2,146,000 | 3,433,000 | 4,969,000 |
| Income tax | 170,000 | 503,000 | 825,000 | 1,265,000 |
| Net income | 685,000 | 1,643,000 | 2,608,000 | 3,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,656,000 | 21,152,000 | 21,636,000 | 22,251,000 |
| Total capital | 21,627,000 | 22,212,000 | 22,761,000 | 23,416,000 |
| Risk-weighted assets | 146,299,000 | 154,428,000 | 161,751,000 | 161,545,000 |