Call reports 2006
FIRSTBANK OF LONGMONT — 2006
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 295,672,000 | 336,021,000 | 342,248,000 | 334,689,000 |
| Total loans | 98,380,000 | 103,014,000 | 107,622,000 | 106,742,000 |
| Allowance for loan losses | 880,000 | 891,000 | 931,000 | 923,000 |
| Securities available for sale | 106,885,000 | 125,193,000 | 131,818,000 | 115,843,000 |
| Securities held to maturity | 70,375,000 | 69,735,000 | 76,054,000 | 73,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 274,627,000 | 313,529,000 | 316,923,000 | 308,580,000 |
| Interest-bearing deposits | 223,359,000 | 263,480,000 | 267,217,000 | 261,379,000 |
| Noninterest-bearing deposits | 51,269,000 | 50,049,000 | 49,706,000 | 47,201,000 |
| Equity capital | 18,617,000 | 19,262,000 | 21,560,000 | 22,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,801,000 | 7,915,000 | 12,687,000 | 17,345,000 |
| Interest expense | 1,522,000 | 3,387,000 | 5,853,000 | 8,324,000 |
| Net interest income | 2,279,000 | 4,528,000 | 6,834,000 | 9,021,000 |
| Noninterest income | 791,000 | 1,724,000 | 2,825,000 | 3,851,000 |
| Noninterest expense | 1,826,000 | 3,798,000 | 6,035,000 | 8,276,000 |
| Provision for loan losses | 15,000 | 43,000 | 100,000 | 158,000 |
| Pretax income | 1,229,000 | 2,411,000 | 3,524,000 | 4,438,000 |
| Income tax | 258,000 | 512,000 | 783,000 | 976,000 |
| Net income | 971,000 | 1,899,000 | 2,741,000 | 3,462,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,639,000 | 19,150,000 | 20,126,000 | 20,926,000 |
| Total capital | 19,557,000 | 20,082,000 | 21,090,000 | 21,881,000 |
| Risk-weighted assets | 125,761,000 | 137,380,000 | 141,786,000 | 139,073,000 |