Call reports 2005
FIRSTBANK OF LONGMONT — 2005
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 284,650,000 | 280,230,000 | 282,554,000 | 287,528,000 |
| Total loans | 88,296,000 | 88,124,000 | 88,424,000 | 92,404,000 |
| Allowance for loan losses | 844,000 | 817,000 | 828,000 | 873,000 |
| Securities available for sale | 119,271,000 | 121,556,000 | 111,588,000 | 108,764,000 |
| Securities held to maturity | 53,345,000 | 53,306,000 | 64,304,000 | 62,220,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,280,000 | 254,953,000 | 260,261,000 | 266,226,000 |
| Interest-bearing deposits | 216,260,000 | 210,100,000 | 213,400,000 | 215,121,000 |
| Noninterest-bearing deposits | 46,019,000 | 44,853,000 | 46,862,000 | 51,105,000 |
| Equity capital | 18,937,000 | 20,106,000 | 19,569,000 | 18,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,446,000 | 6,979,000 | 10,615,000 | 14,338,000 |
| Interest expense | 911,000 | 2,003,000 | 3,256,000 | 4,677,000 |
| Net interest income | 2,535,000 | 4,976,000 | 7,359,000 | 9,661,000 |
| Noninterest income | 735,000 | 1,523,000 | 2,367,000 | 3,251,000 |
| Noninterest expense | 1,720,000 | 3,390,000 | 5,194,000 | 6,940,000 |
| Provision for loan losses | 179,000 | 166,000 | 201,000 | 282,000 |
| Pretax income | 1,441,000 | 3,013,000 | 4,401,000 | 5,760,000 |
| Income tax | 316,000 | 688,000 | 988,000 | 1,292,000 |
| Net income | 1,125,000 | 2,325,000 | 3,413,000 | 4,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,126,000 | 18,427,000 | 18,614,000 | 18,470,000 |
| Total capital | 18,970,000 | 19,244,000 | 19,442,000 | 19,343,000 |
| Risk-weighted assets | 113,313,000 | 113,583,000 | 116,881,000 | 120,698,000 |