Call reports 2004
FIRSTBANK OF LONGMONT — 2004
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 289,600,000 | 314,423,000 | 304,656,000 | 284,943,000 |
| Total loans | 87,825,000 | 87,259,000 | 89,607,000 | 86,961,000 |
| Allowance for loan losses | 666,000 | 684,000 | 663,000 | 675,000 |
| Securities available for sale | 154,382,000 | 149,873,000 | 153,772,000 | 130,730,000 |
| Securities held to maturity | 32,784,000 | 33,814,000 | 45,105,000 | 44,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,119,000 | 258,328,000 | 258,015,000 | 261,487,000 |
| Interest-bearing deposits | 207,077,000 | 211,314,000 | 215,088,000 | 214,269,000 |
| Noninterest-bearing deposits | 44,042,000 | 47,013,000 | 42,927,000 | 47,218,000 |
| Equity capital | 19,974,000 | 18,346,000 | 20,511,000 | 19,403,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,159,000 | 6,537,000 | 10,088,000 | 13,730,000 |
| Interest expense | 756,000 | 1,505,000 | 2,319,000 | 3,284,000 |
| Net interest income | 2,403,000 | 5,032,000 | 7,769,000 | 10,446,000 |
| Noninterest income | 843,000 | 1,701,000 | 2,552,000 | 3,350,000 |
| Noninterest expense | 1,542,000 | 3,334,000 | 5,076,000 | 6,897,000 |
| Provision for loan losses | 35,000 | 82,000 | 71,000 | 105,000 |
| Pretax income | 1,669,000 | 3,402,000 | 5,259,000 | 6,912,000 |
| Income tax | 413,000 | 817,000 | 1,319,000 | 1,742,000 |
| Net income | 1,256,000 | 2,585,000 | 3,940,000 | 5,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,487,000 | 17,817,000 | 18,170,000 | 17,603,000 |
| Total capital | 18,153,000 | 18,501,000 | 18,833,000 | 18,278,000 |
| Risk-weighted assets | 112,199,000 | 118,436,000 | 117,775,000 | 111,854,000 |