Call reports 2003
FIRSTBANK OF LONGMONT — 2003
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 260,348,000 | 266,366,000 | 265,192,000 | 264,748,000 |
| Total loans | 81,842,000 | 79,745,000 | 85,342,000 | 86,921,000 |
| Allowance for loan losses | 745,000 | 756,000 | 618,000 | 641,000 |
| Securities available for sale | 126,979,000 | 129,732,000 | 129,285,000 | 131,348,000 |
| Securities held to maturity | 31,658,000 | 32,455,000 | 32,424,000 | 32,764,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,158,000 | 238,438,000 | 243,104,000 | 242,210,000 |
| Interest-bearing deposits | 190,190,000 | 188,948,000 | 198,820,000 | 198,691,000 |
| Noninterest-bearing deposits | 42,967,000 | 49,490,000 | 44,285,000 | 43,520,000 |
| Equity capital | 18,348,000 | 19,371,000 | 18,837,000 | 18,897,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,313,000 | 6,472,000 | 9,542,000 | 12,611,000 |
| Interest expense | 840,000 | 1,624,000 | 2,405,000 | 3,164,000 |
| Net interest income | 2,473,000 | 4,848,000 | 7,137,000 | 9,447,000 |
| Noninterest income | 896,000 | 1,842,000 | 2,756,000 | 3,613,000 |
| Noninterest expense | 1,541,000 | 3,002,000 | 4,462,000 | 5,941,000 |
| Provision for loan losses | -154,000 | -127,000 | -248,000 | -211,000 |
| Pretax income | 1,982,000 | 3,815,000 | 5,679,000 | 7,330,000 |
| Income tax | 542,000 | 1,022,000 | 1,511,000 | 1,927,000 |
| Net income | 1,440,000 | 2,793,000 | 4,168,000 | 5,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,867,000 | 17,321,000 | 17,496,000 | 17,231,000 |
| Total capital | 17,612,000 | 18,077,000 | 18,114,000 | 17,872,000 |
| Risk-weighted assets | 104,890,000 | 104,477,000 | 106,498,000 | 107,347,000 |