Call reports 2002
FIRSTBANK OF LONGMONT — 2002
What FIRSTBANK OF LONGMONT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 255,477,000 | 260,277,000 | 259,281,000 | 259,647,000 |
| Total loans | 103,487,000 | 97,829,000 | 96,285,000 | 85,635,000 |
| Allowance for loan losses | 1,124,000 | 1,059,000 | 1,049,000 | 925,000 |
| Securities available for sale | 102,705,000 | 111,996,000 | 116,643,000 | 123,635,000 |
| Securities held to maturity | 27,246,000 | 27,498,000 | 28,911,000 | 31,685,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,859,000 | 238,754,000 | 236,265,000 | 235,397,000 |
| Interest-bearing deposits | 194,517,000 | 193,555,000 | 191,368,000 | 195,264,000 |
| Noninterest-bearing deposits | 42,342,000 | 45,199,000 | 44,896,000 | 40,133,000 |
| Equity capital | 15,178,000 | 17,226,000 | 18,621,000 | 18,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,740,000 | 7,484,000 | 11,258,000 | 14,930,000 |
| Interest expense | 1,075,000 | 2,109,000 | 3,107,000 | 4,048,000 |
| Net interest income | 2,665,000 | 5,375,000 | 8,151,000 | 10,882,000 |
| Noninterest income | 850,000 | 1,719,000 | 2,669,000 | 3,667,000 |
| Noninterest expense | 1,569,000 | 3,182,000 | 4,776,000 | 6,392,000 |
| Provision for loan losses | -83,000 | -134,000 | -139,000 | -238,000 |
| Pretax income | 2,029,000 | 4,046,000 | 6,183,000 | 8,333,000 |
| Income tax | 598,000 | 1,180,000 | 1,798,000 | 2,411,000 |
| Net income | 1,431,000 | 2,866,000 | 4,385,000 | 5,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,936,000 | 15,372,000 | 15,891,000 | 16,427,000 |
| Total capital | 16,060,000 | 16,431,000 | 16,940,000 | 17,351,000 |
| Risk-weighted assets | 114,812,000 | 113,071,000 | 112,391,000 | 107,289,000 |