Call reports 2024
1ST CAPITAL BANK — 2024
What 1ST CAPITAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 1,013,845,000 | 1,041,706,000 | 984,277,000 |
| Total loans | 630,909,000 | 665,705,000 | 639,095,000 |
| Allowance for loan losses | 7,101,000 | 7,323,000 | 4,156,000 |
| Securities available for sale | 222,272,000 | 231,628,000 | 208,874,000 |
| Securities held to maturity | 69,549,000 | 51,807,000 | 51,169,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 885,934,000 | 892,505,000 | 893,460,000 |
| Interest-bearing deposits | 510,738,000 | 507,582,000 | 499,061,000 |
| Noninterest-bearing deposits | 375,196,000 | 384,923,000 | 394,399,000 |
| Equity capital | 79,233,000 | 81,007,000 | 82,364,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 10,782,000 | 22,324,000 | 34,012,000 |
| Interest expense | 2,945,000 | 6,416,000 | 9,803,000 |
| Net interest income | 7,837,000 | 15,908,000 | 24,209,000 |
| Noninterest income | 323,000 | 665,000 | -1,963,000 |
| Noninterest expense | 5,580,000 | 11,834,000 | 21,759,000 |
| Provision for loan losses | 1,199,000 | 1,973,000 | -674,000 |
| Pretax income | 1,381,000 | 2,772,000 | 1,162,000 |
| Income tax | 327,000 | 654,000 | 591,000 |
| Net income | 1,054,000 | 2,118,000 | 571,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 106,894,000 | 107,932,000 | 107,222,000 |