Call reports 2023
1ST CAPITAL BANK — 2023
What 1ST CAPITAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 954,045,000 | 960,380,000 | 983,520,000 | 988,433,000 |
| Total loans | 572,810,000 | 585,071,000 | 600,874,000 | 620,818,000 |
| Allowance for loan losses | 7,374,000 | 6,746,000 | 6,918,000 | 7,119,000 |
| Securities available for sale | 228,711,000 | 222,662,000 | 212,075,000 | 221,136,000 |
| Securities held to maturity | 70,977,000 | 70,468,000 | 70,756,000 | 70,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 817,516,000 | 879,523,000 | 906,180,000 | 891,229,000 |
| Interest-bearing deposits | 427,747,000 | 484,258,000 | 491,592,000 | 463,784,000 |
| Noninterest-bearing deposits | 389,769,000 | 395,265,000 | 414,588,000 | 427,445,000 |
| Equity capital | 72,637,000 | 71,942,000 | 68,391,000 | 76,279,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,043,000 | 18,714,000 | 28,959,000 | 39,801,000 |
| Interest expense | 1,019,000 | 2,893,000 | 4,732,000 | 6,979,000 |
| Net interest income | 8,024,000 | 15,821,000 | 24,227,000 | 32,822,000 |
| Noninterest income | 373,000 | 669,000 | 983,000 | 1,286,000 |
| Noninterest expense | 5,998,000 | 12,110,000 | 17,881,000 | 24,203,000 |
| Provision for loan losses | 690,000 | 1,742,000 | 2,906,000 | 4,371,000 |
| Pretax income | 1,575,000 | 2,504,000 | 4,289,000 | 5,400,000 |
| Income tax | 382,000 | 574,000 | 1,029,000 | 1,326,000 |
| Net income | 1,193,000 | 1,930,000 | 3,260,000 | 4,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,724,000 | 103,412,000 | 105,099,000 | 104,620,000 |