Call reports 2022
1ST CAPITAL BANK — 2022
What 1ST CAPITAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,005,820,000 | 989,792,000 | 994,258,000 | 942,994,000 |
| Total loans | 580,210,000 | 586,063,000 | 586,798,000 | 564,438,000 |
| Allowance for loan losses | 8,424,000 | 8,066,000 | 7,560,000 | 7,347,000 |
| Securities available for sale | 369,238,000 | 291,589,000 | 259,472,000 | 233,529,000 |
| Securities held to maturity | 0 | 52,117,000 | 72,818,000 | 71,039,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 934,574,000 | 928,421,000 | 922,291,000 | 862,875,000 |
| Interest-bearing deposits | 483,290,000 | 509,608,000 | 497,889,000 | 447,441,000 |
| Noninterest-bearing deposits | 451,284,000 | 418,813,000 | 424,402,000 | 415,434,000 |
| Equity capital | 64,458,000 | 52,989,000 | 62,707,000 | 70,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,524,000 | 17,935,000 | 27,188,000 | 36,538,000 |
| Interest expense | 360,000 | 764,000 | 1,255,000 | 1,962,000 |
| Net interest income | 8,164,000 | 17,171,000 | 25,933,000 | 34,576,000 |
| Noninterest income | 319,000 | 609,000 | 1,004,000 | 1,623,000 |
| Noninterest expense | 5,449,000 | 11,064,000 | 16,429,000 | 22,126,000 |
| Provision for loan losses | 0 | 0 | 0 | 523,000 |
| Pretax income | 3,034,000 | 6,716,000 | 10,559,000 | 12,400,000 |
| Income tax | 802,000 | 1,829,000 | 2,876,000 | 3,289,000 |
| Net income | 2,232,000 | 4,887,000 | 7,683,000 | 9,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,273,000 | 97,227,000 | 100,148,000 | 101,409,000 |
| Total capital | 91,877,000 | 105,419,000 | — | — |
| Risk-weighted assets | 725,021,000 | 732,022,000 | — | — |