Call reports 2021
1ST CAPITAL BANK — 2021
What 1ST CAPITAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 874,482,000 | 950,650,000 | 1,009,352,000 | 999,192,000 |
| Total loans | 619,436,000 | 608,100,000 | 565,030,000 | 564,240,000 |
| Allowance for loan losses | 8,828,000 | 8,840,000 | 8,830,000 | 8,578,000 |
| Securities available for sale | 181,201,000 | 264,572,000 | 297,456,000 | 333,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 788,003,000 | 868,385,000 | 926,395,000 | 913,251,000 |
| Interest-bearing deposits | 386,710,000 | 441,522,000 | 473,281,000 | 435,169,000 |
| Noninterest-bearing deposits | 401,293,000 | 426,863,000 | 453,114,000 | 478,082,000 |
| Equity capital | 74,232,000 | 77,191,000 | 78,560,000 | 80,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,108,000 | 14,908,000 | 23,119,000 | 31,322,000 |
| Interest expense | 242,000 | 511,000 | 838,000 | 1,200,000 |
| Net interest income | 6,866,000 | 14,397,000 | 22,281,000 | 30,122,000 |
| Noninterest income | 191,000 | 397,000 | 752,000 | 990,000 |
| Noninterest expense | 4,843,000 | 9,793,000 | 14,628,000 | 19,989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,214,000 | 4,985,000 | 8,328,000 | 11,046,000 |
| Income tax | 626,000 | 1,398,000 | 2,303,000 | 3,055,000 |
| Net income | 1,588,000 | 3,587,000 | 6,025,000 | 7,991,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,132,000 | 76,157,000 | 78,703,000 | 80,819,000 |
| Total capital | 80,863,000 | 83,509,000 | 86,120,000 | 88,711,000 |
| Risk-weighted assets | 536,203,000 | 586,465,000 | 591,760,000 | 630,576,000 |