Call reports 2020
1ST CAPITAL BANK — 2020
What 1ST CAPITAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 645,760,000 | 736,691,000 | 749,022,000 | 832,514,000 |
| Total loans | 530,487,000 | 624,181,000 | 628,640,000 | 605,154,000 |
| Allowance for loan losses | 7,431,000 | 8,093,000 | 8,804,000 | 8,816,000 |
| Securities available for sale | 63,728,000 | 62,473,000 | 59,649,000 | 106,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 571,984,000 | 650,795,000 | 661,575,000 | 748,508,000 |
| Interest-bearing deposits | 319,224,000 | 307,753,000 | 304,845,000 | 361,628,000 |
| Noninterest-bearing deposits | 252,760,000 | 343,042,000 | 356,730,000 | 386,880,000 |
| Equity capital | 68,815,000 | 71,040,000 | 72,388,000 | 74,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,188,000 | 12,750,000 | 19,187,000 | 26,039,000 |
| Interest expense | 323,000 | 563,000 | 775,000 | 1,001,000 |
| Net interest income | 5,865,000 | 12,187,000 | 18,412,000 | 25,038,000 |
| Noninterest income | 288,000 | 469,000 | 795,000 | 1,028,000 |
| Noninterest expense | 4,495,000 | 8,448,000 | 13,026,000 | 17,528,000 |
| Provision for loan losses | 825,000 | 1,475,000 | 2,125,000 | 2,125,000 |
| Pretax income | 833,000 | 2,733,000 | 4,056,000 | 6,413,000 |
| Income tax | 225,000 | 775,000 | 1,145,000 | 1,812,000 |
| Net income | 608,000 | 1,958,000 | 2,911,000 | 4,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,150,000 | 69,676,000 | 70,831,000 | 72,461,000 |
| Total capital | 74,404,000 | 75,871,000 | 77,117,000 | 78,957,000 |
| Risk-weighted assets | 499,034,000 | 493,603,000 | 500,198,000 | 517,173,000 |