Call reports 2019
1ST CAPITAL BANK — 2019
What 1ST CAPITAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 634,428,000 | 630,790,000 | 637,456,000 | 645,347,000 |
| Total loans | 483,265,000 | 481,676,000 | 494,270,000 | 510,889,000 |
| Allowance for loan losses | 6,560,000 | 6,572,000 | 6,582,000 | 6,594,000 |
| Securities available for sale | 69,320,000 | 70,396,000 | 68,386,000 | 66,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,900,000 | 561,512,000 | 565,655,000 | 572,069,000 |
| Interest-bearing deposits | 299,705,000 | 290,573,000 | 310,286,000 | 291,435,000 |
| Noninterest-bearing deposits | 268,195,000 | 270,939,000 | 255,369,000 | 280,634,000 |
| Equity capital | 61,709,000 | 63,974,000 | 66,335,000 | 68,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,452,000 | 12,704,000 | 18,973,000 | 25,093,000 |
| Interest expense | 272,000 | 554,000 | 832,000 | 1,143,000 |
| Net interest income | 6,180,000 | 12,150,000 | 18,141,000 | 23,950,000 |
| Noninterest income | 474,000 | 1,002,000 | 1,547,000 | 1,852,000 |
| Noninterest expense | 4,241,000 | 8,503,000 | 12,463,000 | 16,208,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,413,000 | 4,649,000 | 7,285,000 | 9,654,000 |
| Income tax | 637,000 | 1,235,000 | 1,933,000 | 2,567,000 |
| Net income | 1,776,000 | 3,414,000 | 5,352,000 | 7,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,585,000 | 63,446,000 | 65,536,000 | 67,471,000 |
| Total capital | 67,209,000 | 69,077,000 | 71,377,000 | 73,487,000 |
| Risk-weighted assets | 448,858,000 | 449,372,000 | 466,421,000 | 480,548,000 |