Call reports 2018
1ST CAPITAL BANK — 2018
What 1ST CAPITAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 596,795,000 | 609,640,000 | 606,635,000 | 622,287,000 |
| Total loans | 453,498,000 | 475,090,000 | 485,601,000 | 487,391,000 |
| Allowance for loan losses | 6,410,000 | 6,423,000 | 6,435,000 | 6,548,000 |
| Securities available for sale | 71,299,000 | 71,102,000 | 68,154,000 | 70,262,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 542,065,000 | 552,881,000 | 547,888,000 | 560,498,000 |
| Interest-bearing deposits | 305,707,000 | 305,634,000 | 299,852,000 | 278,803,000 |
| Noninterest-bearing deposits | 236,358,000 | 247,247,000 | 248,036,000 | 281,695,000 |
| Equity capital | 52,891,000 | 54,666,000 | 56,404,000 | 59,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,366,000 | 11,038,000 | 17,168,000 | 23,557,000 |
| Interest expense | 158,000 | 330,000 | 566,000 | 827,000 |
| Net interest income | 5,208,000 | 10,708,000 | 16,602,000 | 22,730,000 |
| Noninterest income | 381,000 | 978,000 | 1,449,000 | 1,991,000 |
| Noninterest expense | 3,881,000 | 7,888,000 | 11,857,000 | 15,742,000 |
| Provision for loan losses | 20,000 | 20,000 | 20,000 | 120,000 |
| Pretax income | 1,688,000 | 3,778,000 | 6,174,000 | 8,859,000 |
| Income tax | 449,000 | 1,029,000 | 1,683,000 | 2,427,000 |
| Net income | 1,239,000 | 2,749,000 | 4,491,000 | 6,432,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,515,000 | 55,234,000 | 57,166,000 | 59,565,000 |
| Total capital | 58,722,000 | 60,667,000 | 62,746,000 | 65,177,000 |
| Risk-weighted assets | 415,231,000 | 433,475,000 | 445,416,000 | 447,839,000 |