Call reports 2017
1ST CAPITAL BANK — 2017
What 1ST CAPITAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 553,488,000 | 557,132,000 | 573,336,000 | 580,232,000 |
| Total loans | 408,553,000 | 418,827,000 | 426,512,000 | 427,933,000 |
| Allowance for loan losses | 6,208,000 | 6,241,000 | 6,301,000 | 6,378,000 |
| Securities available for sale | 73,503,000 | 74,850,000 | 72,685,000 | 74,927,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,419,000 | 504,764,000 | 519,681,000 | 526,076,000 |
| Interest-bearing deposits | 291,820,000 | 271,276,000 | 281,121,000 | 264,370,000 |
| Noninterest-bearing deposits | 211,599,000 | 233,488,000 | 238,560,000 | 261,706,000 |
| Equity capital | 48,785,000 | 50,281,000 | 51,595,000 | 51,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,605,000 | 9,428,000 | 14,494,000 | 19,762,000 |
| Interest expense | 154,000 | 318,000 | 470,000 | 620,000 |
| Net interest income | 4,451,000 | 9,110,000 | 14,024,000 | 19,142,000 |
| Noninterest income | 256,000 | 499,000 | 845,000 | 1,156,000 |
| Noninterest expense | 3,408,000 | 6,927,000 | 10,443,000 | 14,018,000 |
| Provision for loan losses | 0 | 25,000 | 110,000 | 175,000 |
| Pretax income | 1,299,000 | 2,657,000 | 4,316,000 | 6,105,000 |
| Income tax | 512,000 | 1,015,000 | 1,651,000 | 3,260,000 |
| Net income | 787,000 | 1,642,000 | 2,665,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,137,000 | 50,533,000 | 51,726,000 | 52,097,000 |
| Total capital | 53,889,000 | 55,466,000 | 56,756,000 | 57,161,000 |
| Risk-weighted assets | 378,594,000 | 393,204,000 | 400,965,000 | 403,685,000 |