Call reports 2013
1ST CAPITAL BANK — 2013
What 1ST CAPITAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 345,304,000 | 369,528,000 | 368,096,000 | 387,064,000 |
| Total loans | 244,031,000 | 253,121,000 | 250,874,000 | 255,530,000 |
| Allowance for loan losses | 4,274,000 | 4,592,000 | 4,686,000 | 4,691,000 |
| Securities available for sale | 62,902,000 | 79,673,000 | 86,623,000 | 103,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,853,000 | 333,671,000 | 323,934,000 | 348,375,000 |
| Interest-bearing deposits | 189,074,000 | 203,831,000 | 196,802,000 | 204,202,000 |
| Noninterest-bearing deposits | 120,779,000 | 129,840,000 | 127,132,000 | 144,173,000 |
| Equity capital | 34,304,000 | 35,079,000 | 36,174,000 | 37,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,167,000 | 6,443,000 | 9,779,000 | 13,090,000 |
| Interest expense | 159,000 | 315,000 | 464,000 | 597,000 |
| Net interest income | 3,008,000 | 6,128,000 | 9,315,000 | 12,493,000 |
| Noninterest income | 63,000 | 140,000 | 240,000 | 307,000 |
| Noninterest expense | 2,159,000 | 4,419,000 | 6,855,000 | 9,065,000 |
| Provision for loan losses | 460,000 | 779,000 | 868,000 | 868,000 |
| Pretax income | 452,000 | 1,070,000 | 1,832,000 | 2,867,000 |
| Income tax | 189,000 | 448,000 | 754,000 | 1,175,000 |
| Net income | 263,000 | 622,000 | 1,078,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,949,000 | 34,918,000 | 36,152,000 | 37,783,000 |
| Total capital | 37,036,000 | 38,141,000 | 39,450,000 | 41,087,000 |
| Risk-weighted assets | 245,656,000 | 255,940,000 | 262,350,000 | 262,814,000 |