Call reports 2012
1ST CAPITAL BANK — 2012
What 1ST CAPITAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 291,163,000 | 303,519,000 | 302,689,000 | 329,349,000 |
| Total loans | 201,980,000 | 227,834,000 | 234,084,000 | 243,254,000 |
| Allowance for loan losses | 3,360,000 | 3,784,000 | 3,882,000 | 4,315,000 |
| Securities available for sale | 18,048,000 | 18,245,000 | 17,383,000 | 41,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,497,000 | 270,176,000 | 268,539,000 | 294,654,000 |
| Interest-bearing deposits | 168,031,000 | 170,293,000 | 165,794,000 | 171,250,000 |
| Noninterest-bearing deposits | 90,466,000 | 99,883,000 | 102,745,000 | 123,404,000 |
| Equity capital | 32,198,000 | 32,562,000 | 33,235,000 | 34,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,925,000 | 6,045,000 | 9,344,000 | 12,601,000 |
| Interest expense | 209,000 | 433,000 | 640,000 | 824,000 |
| Net interest income | 2,716,000 | 5,612,000 | 8,704,000 | 11,777,000 |
| Noninterest income | 38,000 | 76,000 | 123,000 | 909,000 |
| Noninterest expense | 2,176,000 | 4,326,000 | 6,436,000 | 8,720,000 |
| Provision for loan losses | 40,000 | 464,000 | 562,000 | 994,000 |
| Pretax income | 538,000 | 898,000 | 1,829,000 | 2,972,000 |
| Income tax | 228,000 | 380,000 | 771,000 | 1,166,000 |
| Net income | 310,000 | 518,000 | 1,058,000 | 1,806,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,891,000 | 32,188,000 | 32,798,000 | 33,599,000 |
| Total capital | 34,383,000 | 34,993,000 | 35,685,000 | 36,645,000 |
| Risk-weighted assets | 198,370,000 | 223,897,000 | 230,741,000 | 242,306,000 |