Call reports 2011
1ST CAPITAL BANK — 2011
What 1ST CAPITAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 221,917,000 | 229,203,000 | 235,732,000 | 288,316,000 |
| Total loans | 183,129,000 | 189,485,000 | 200,595,000 | 200,583,000 |
| Allowance for loan losses | 2,996,000 | 3,022,000 | 3,124,000 | 3,320,000 |
| Securities available for sale | 13,760,000 | 13,185,000 | 12,471,000 | 13,685,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,057,000 | 197,138,000 | 203,406,000 | 255,583,000 |
| Interest-bearing deposits | 143,060,000 | 137,491,000 | 134,359,000 | 137,217,000 |
| Noninterest-bearing deposits | 48,997,000 | 59,647,000 | 69,047,000 | 118,366,000 |
| Equity capital | 29,096,000 | 31,132,000 | 31,523,000 | 31,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,653,000 | 5,382,000 | 8,208,000 | 11,150,000 |
| Interest expense | 253,000 | 526,000 | 777,000 | 980,000 |
| Net interest income | 2,400,000 | 4,856,000 | 7,431,000 | 10,170,000 |
| Noninterest income | 27,000 | 71,000 | 102,000 | 145,000 |
| Noninterest expense | 1,557,000 | 3,304,000 | 5,259,000 | 7,406,000 |
| Provision for loan losses | 273,000 | 367,000 | 469,000 | 665,000 |
| Pretax income | 597,000 | 1,256,000 | 1,805,000 | 2,244,000 |
| Income tax | 0 | -1,313,000 | -1,077,000 | -895,000 |
| Net income | 597,000 | 2,569,000 | 2,882,000 | 3,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,815,000 | 30,800,000 | 31,166,000 | 31,490,000 |
| Total capital | 31,041,000 | 33,182,000 | 33,654,000 | 33,985,000 |
| Risk-weighted assets | 177,093,000 | 189,839,000 | 198,315,000 | 198,711,000 |